Pricing sized by payment volume
Every tier includes the full engine: AI remittance extraction, line-level matching, confidence-gated auto-posting to QBO, and the one-click exception queue. Pick the tier that matches how many payments hit your bank each month.
Starter
For the solo bookkeeper with a manageable — but maddening — pile of checks.
$149/mo
billed monthly
- 200 payments matched / month
- 1 user · 1 QBO company
- 1 email forwarding inbox
- AI extraction from PDFs, scans & emails
- Exception queue + confidence-gated auto-posting
Growth
For the $5M–$30M shop with a dedicated AR person and lump-sum-heavy customers.
$399/mo
billed monthly
- 1,000 payments matched / month
- 3 users · up to 2 QBO companies
- Multi-entity payment splits
- AI extraction from PDFs, scans & emails
- Exception queue + confidence-gated auto-posting
Scale
For high-volume AR teams and multi-company operators.
$899/mo
billed monthly
- 5,000 payments matched / month
- Unlimited users · multiple QBO companies
- Custom extraction rules
- Multi-entity payment splits
- Priority support
| Plan features | Starter$149/mo | GrowthPopular$399/mo | Scale$899/mo |
|---|---|---|---|
| Payments matched / monthOne inbound check or ACH = one payment, no matter how many invoice lines its remittance covers. | 200 | 1,000 | 5,000 |
| Users | 1 | 3 | Unlimited |
| QuickBooks Online companies | 1 | Up to 2 | Multiple |
| Email ingestionAuto-forward ACH advices and remittance emails to your ReconcileIQ inbox. | 1 inbox | 3 inboxes | Unlimited |
| AI remittance extractionPDFs, CSVs, scans, email bodies — rebates, credit memos, partial pays, typo’d invoice numbers. | Included | Included | Included |
| Exception queueAmbiguous lines arrive with the split pre-built — one click to confirm. | Included | Included | Included |
| Auto-posting to QBOConfidence-gated. Posts to Undeposited Funds; your deposit workflow doesn’t change. | Included | Included | Included |
| Multi-entity paymentsOne check covering invoices across separate legal entities. | — | Included | Included |
| Custom extraction rules | — | — | Included |
| Support | Priority |
14-day free trial
Full access to your tier from day one. Credit card required at signup — you’re charged on day 15 unless you cancel, and canceling is one click.
No setup fees, no contracts
Monthly plans are month-to-month. There’s no implementation project: connect QuickBooks via OAuth and forward your first remittance email the same morning.
No freemium, on purpose
ReconcileIQ writes to live QuickBooks data, so we don’t run anonymous free accounts. The trial is the test drive; the card keeps it serious.
Billing questions
Not sure which tier fits? Book a 20-minute demo and bring a real remittance — we’ll run it live.
The Growth tier costs less than 16 hours of bookkeeper time.
Most teams in our target profile spend 30–60 hours a month on manual payment entry. The math is not close.